About Our Business
About Us
Workers Comp Search is powered by Siena Insurance Services, a full service
commercial insurance brokerage located in Newport Beach California.
Our comprehensive risk management and claims management services allows us to
negotiate rates on behalf of our clients.
Most workers comp carrier underwriters have discretionary credit up to 25%(and some
up to 40%!). The additional credits can be requested based on safety record, loss
history, hiring practices, and a comprehensive safety plan including accident
investigation procedures.
A comprehensive loss analysis is also needed when requesting additional credits.
This is far more extensive then your loss runs. The circumstances of the loss,
treatment plan, and outcome are reviewed in great detail. Your loss runs show dollars
spent on medical, compensation, and reserves. What is left out is the details that shed
light on what actually happened.